There are no health questions to answer nor medical examsrequired.
Your acceptance is guaranteed, as long as you meet eligibility requirements.
Coverage will not automatically renew, and there's no obligation to buy.
It’s Yours for the Taking
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Underwritten by New York Life Insurance Company, New York, NY 10010. New York Life has the highest rating for financial strength currently awarded to any U.S. life insurer by all four major rating agencies: A.M. Best (A++), Fitch Ratings (AAA), Standard & Poor's (AA+) and Moody's Investors Service (Aaa)*
‡ - Not all policies are available in all states. No policies available in Oregon, South Dakota and
Vermont.
* Individual Third Party Ratings as of 10/18/2022.
The information on this website is provided for informational purposes. All conditions of coverage, terms and limitations are defined and provided in the policy issued to you.
Your coverage is underwritten by New York Life Insurance Company, one of America's oldest and most trusted insurance companies.
New York life has received the highest financial strength ratings currently awared to any U.S. life insurer from all for of the major credit rating agencies – an important measure when you're relying on a company to provide financial protection for your family.
| A.M. Best | Fitch Ratings | Standard & Poor's | Moody's |
| A++ | AAA | AA+ | Aaa |
New York Life Insurance Company (NAIC 66915) is licensed to transact business in all 50 Unites States and the district of Columbia and is domiciled in the state of New York at 51 Madison Avenue, New York, NY 10010
New York Life and New York Life Box Logo are registered trademarks of the New York Life Insurance Company.
